Impact of Credit Score on your Financial Future. (Room #2)

If you are a new immigrant, a teenager, or someone who wants to learn about why is Credit important, and what is the impact of Credit Score on your financial future, plan to join the workshop by Raj Sodhi-Layne. Raj will cover three key objectives during this workshop:

• How to establish credit in the USA?
• How to maintain good credit?
• Impact of credit on Business Lending and Mortgage Rates

Raj Sodhi-Layne

Vice President, US Bank, Fresno, CA

Raj is an experienced and results-driven commercial banking professional with a consistent record of contribution to corporate profitability. Highly motivated and capable of directing marketing and sales in a highly competitive environment.  Recognized for uncommon relationship-building skills with clients and team members.  Strong belief in giving back to our community through service. 

Raj Sodhi-Layne was born and raised in Leicester, England.  She moved to the USA in 1981 at the age of 16.  Raj graduated from Atwater High School in 1982.  Her parents own a convenience store and she worked at the Maxi Mart until the age of 22.  Raj began her Banking career at Guarantee Savings in 1984 and moved to Fresno in 1988.  Raj went back to school late in life and attended both Fresno City College and Fresno Pacific University.  At age 43 she graduated in 2008 with a BA degree in Organizational Leadership.  Today Raj works for U.S. Bank as a Commercial Relationship Manager.  Her clients are some of the largest companies here in the Central Valley.  Raj has served on many Boards, including the Fresno City Planning Commission.  Raj currently serves on the Mayors Advisory Council, Neighborhood Watch Northeast District Board of Trustees and Woodward Lake Board.  Raj founded the Indian Business Development Foundation of CV and Sofie’s Sober Living Home.  In 2019 was honored as one of the Top Ten Professional Women by the Marjaree Mason Center.  Raj enjoys spending time with her Family and Grandson Liam.